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Monday, June 27, 2022

Our Commitment to Privacy

Your privacy is important to us. The following notice discloses SMART’s consumer privacy practices for the SMART web site. We do update our policy from time to time without notice so please check back periodically. All updates will be published on this page so that you will always know what information we collect, and how we use it.



We understand your desire to protect personal information. With this notice, we are explaining our online information practices as well as the choices you can make about the way your information is collected and used. By using this Web site, you consent to the collection and use of the information as described here.


Use and Purpose of Collected Personal Data

On our Web site, we only store personal information relating to you with your permission. You may choose to reveal information to us if, you make a purchase, register for our newsletter, signup for a webinar, request a service, submit a user request, correspond with us or engage in certain other activities on our web site. If you make a purchase, we will ask for your information necessary to complete the transaction – such as your name, company name, address, email address, and a credit card number. You make the decision whether to proceed with any activity that requests personal information. If you do not wish to provide the requested information, however, you may not be able to complete the transaction.


How We Use the Information We Gather and Track

We use personally identifiable information in the following ways:

  1. To provide you with information on product upgrades, new products, services, newsletters, informative emails, webinars, and research on future product ideas or improvements;
  2. To assist us in creating content that is relevant to you;
  3. To provide you with special offers that may be of interest to you and improve your use of our products;
  4. To assist us in creating better products and services to meet your needs;
  5. To allow you to purchase and access products online.


With Whom We May Share Your Information

We do not provide your information to any third party businesses.


SMART does occasionally retain the services of outside contractors to provide services for us. They may be used to provide SMART support, or handle product inquiries. We require these contractors keep the personal information of our customers secure and confidential. We also require that these contractors use personal information only on behalf of SMART.

Please be advised that in certain instances, it may be necessary for SMART to disclose your personal information to government officials or otherwise as required by our legal obligations.



If you choose to give us your e-mail address, we will communicate with you via e-mail. We do not share your e-mail address with third parties. If you do not wish to continue receiving information from us by email you can opt-out of receiving these communications by replying to the unsubscribe link in the email.


Online Security

SMART supports secure online access for our registered users using secure server technology because we want your experience to be simple and safe. There are state-of-the art security arrangements and facilities on the SMART Web site to prevent security abuse and to prevent unauthorized use. These measures include technical and procedural steps to protect your data from misuse, unauthorized access or disclosure, loss, alteration, or destruction. Credit card information is transmitted using secure socket layer (SSL) encryption.



We use cookies from time to time to deliver personalized content, to save you from having to re-enter your password repeatedly, and to tailor our information offerings to how you and others use the site. SMART may use cookies to track your visit to our Web site. We may collect information, including your IP address, in a form that may be personally identifiable. However this information is only used for analytical purposes and will be limited to the minimum necessary to perform the analysis.


If you do not want SMART to deploy cookies in your browser you can set your browser to reject cookies or to notify you when a Web site tries to put a cookie in your browser software. Rejecting cookies may affect your ability to use some services on our Web site.


Web Site Traffic

Through our various tracking methods discussed above we may track domain names, IP addresses and browser types from people who visit our site. We use this information to aggregate traffic patterns throughout SMART’s Web site. Such information is not correlated with any personal information.


Links to Other Sites

This site may from time to time include links to other sites. SMART is not responsible for the privacy practices or the content of other Web Sites.



If you have any questions about this privacy policy, feel free to contact:




c|o Daymark Advisors LLC


Phone: 410-585-6570

Success Stories
A real-life case history of a successful effort to bring strategic benefits planning to a forward-thinking client
Part 1 in the May, 2011 edition of Employee Benefit Adviser
Part 2 in the June, 2011 edition of Employee Benefit Adviser


User Testimonial:
"When my firm was in jeopardy of losing a 1,400 life case we had for over 4 years to a "national firm" I offered benefit strategic planning services to the client.  
We not only retained the account, we introduced two new voluntary benefits.  What was even better was that I was able to meet and cultivate a relationship with the company's Chief Financial Officer for the very first time.   Thank you SMART!"